MTV News is looking for a few people who've ended up with credit card trouble. All applicants should appear to be between the ages of 18 and 26 and have at least $3,000 of credit card debt.

Please e-mail mtvnews@mtvstaff.com with your name, age, location, occupation, e-mail address and phone number, as well as a photo. Also let us know when and where you got your first credit card, approximately how much debt you're in and what you've done to try to get out of debt.