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God Save The Teens: Forever 21 Is Launching A Credit Card

The store will soon allow young shoppers to go into debt sooner than they thought possible

Forever 21, the mall brand whose target demo is teens and people who wish they were still teens, has teamed up with Alliance Data Systems to launch its own credit service.

"As we continue the rapid pace of our growth, we're confident this new credit and loyalty program will be a key driver of incremental and top-line sales, as well as further strengthening the relationship with our customers," Forever 21 president Alex Ok told WWD.

That's cute and all, but as a 23-year-old with a steady job who can barely manage her finances, I can only imagine what I'd be like as a 17-year-old with a Forever 21 credit card on my hands. Those who sign up for the program are in my thoughts.