From my story at MTVNews.com:
"Debt Ski" was conceived by Brian Haveri, a 25-year-old graduate of Lehigh University. Players control the pig on the jet ski, racing to the right of their screen, "Super Mario Bros."-style. Any coins they collect are savings, but the computers, coffee cups and other lifestyle items that drop from the sky are expenses. Running into those can rack up credit-card debt. Finishing a level in debt prompts the player to pay off some of that debt with savings. No savings left? That leads to a game over.